Retire Literate

At Ethos, we launched the Retire Literate program in 2019 with a guiding belief that shapes our planning philosophy: retirement planning is strongest when it is collaborative and when clients clearly understand the strategies behind it.

In much of the financial world, decisions are made behind closed doors, leaving clients with limited insight into the reasoning behind their plans. Retire Literate was created to shift that experience. Our advisors take the time to explain the elements of retirement planning so you can feel informed and actively involved throughout the process.

Financial decisions—especially those that affect your retirement—are easier to navigate when the underlying concepts are clear. Through straightforward, jargon-free guidance, our advisors walk you through the “why” behind each recommendation, helping you understand how the pieces of your plan work together. With a foundation in financial literacy, what may initially feel complex becomes more approachable and easier to evaluate.

Retire Literate is more than a curriculum; it’s a collaborative framework. When you work with Ethos, your retirement plan isn’t built from a template. Your questions, preferences, goals, and values help guide the strategies we develop with you. This hands-on, educational approach supports the structured progression of our planning process, helping you understand how your plan develops and how each element works together.

Most importantly, Retire Literate equips you with the knowledge to participate confidently in your planning. As your circumstances evolve, our team is here to provide guidance and support to help you make well-informed decisions throughout your retirement journey.